Friday, February 27, 2009
Tuesday, February 24, 2009
"So take a letter Maria, address it to my wife"
Ala Emma, I wrote a letter about our predicament and sent it to all our local government officials, the President, The CEO and all board members of JPMorgan Chase. I'll see where that goes.
If I get no response, I'm going to do a press release, like Bert suggested. Not only did he suggest it, he wrote one up for me. I have to change a couple of details, but I like it.
Hopefully this will get us somewhere!
If I get no response, I'm going to do a press release, like Bert suggested. Not only did he suggest it, he wrote one up for me. I have to change a couple of details, but I like it.
Hopefully this will get us somewhere!
Sunday, February 22, 2009
There was a farmer had a dog....
To copy from Emma, I had a GNO last night....sorta.
I went with my sister to the local legion for bar bingo. Yes, that's right. I played B I N G O with my sister, her roommate and about ten other crazies. There's the old woman that plays with her false teeth and holds her ears if anyone yells, there's the funny guy that yells, "That's bullshit" if anyone but him yells, BINGO!, and there was the bingo caller who looks like a member of the Grateful Dead. A dead member.
It was a lot of fun though. I won three separate games...including the coverall. I paid for my games, bought the bar a round (I've always wanted to do that) and still came home with an extra $25.00.
I had a blast. Oh, and I was home by 10:15 to read and watch HGTV.
I went with my sister to the local legion for bar bingo. Yes, that's right. I played B I N G O with my sister, her roommate and about ten other crazies. There's the old woman that plays with her false teeth and holds her ears if anyone yells, there's the funny guy that yells, "That's bullshit" if anyone but him yells, BINGO!, and there was the bingo caller who looks like a member of the Grateful Dead. A dead member.
It was a lot of fun though. I won three separate games...including the coverall. I paid for my games, bought the bar a round (I've always wanted to do that) and still came home with an extra $25.00.
I had a blast. Oh, and I was home by 10:15 to read and watch HGTV.
Sunday, February 15, 2009
Time keeps on slippin, slippin, slippin
I have Brighton this weekend. He's still as spoiled, and adorable, as the last time I had him. I haven't showered or made a bed since he got here!
Not that I'm complaining...there's plenty of time for all that other stuff...
He'll be a year old next month. Where did the time go?
Not that I'm complaining...there's plenty of time for all that other stuff...
He'll be a year old next month. Where did the time go?
Saturday, February 07, 2009
"This is how we do it baby"
Back to the never ending saga of our mortgage situation.
Chase has offered loan modifications to customers who are having difficutly paying their mortgages. Not just the ones involved in the Wesley Snyder debacle, but those in trouble because of the economy/ARM's, etc. We filled out oodles of paperwork. Sent it in. About eight weeks later, they requested more paperwork, we sent that in. We waited.
And we waited.
Then, we waited some more.
Last week, "our guy" from Chase called. Unfortunately they wouldn't be able to offer us any type of loan modification. Keith took the call, and of course didn't ask any questions. I called the guy back and here's what he told me. We don't qualify for the loan modification because....get this....we DON'T make enough money. Huh? He said that they don't think we can make the payment even if they lower the amount. I told him that we've been making the higher payment for the last six months and he said, "but you won't be able to keep doing it." "So," I asked, "Instead of giving us the opportunity to make a lower payment, and keep our house, you're just going to write us off?" There was nothing he could do, he said. I said, how did we qualify for this loan in the first place, and he replied that Chase didn't approve the loan, it was originally with Suntrust. I asked him if when Chase aquired the loan from then, didn't they have to meet any type of criteria, and he said yes. So, apparently at one time, you thought we could make the payments and now you don't? Our income hasn't gone down, it's gone up. I work two jobs now. He said he apologized, but they couldn't do anything.
Have you ever heard anything so ridiculous? I'm flabbergasted. I keep waiting for Howie Mandell to pop out and say, "That's howie do it!"
Chase has offered loan modifications to customers who are having difficutly paying their mortgages. Not just the ones involved in the Wesley Snyder debacle, but those in trouble because of the economy/ARM's, etc. We filled out oodles of paperwork. Sent it in. About eight weeks later, they requested more paperwork, we sent that in. We waited.
And we waited.
Then, we waited some more.
Last week, "our guy" from Chase called. Unfortunately they wouldn't be able to offer us any type of loan modification. Keith took the call, and of course didn't ask any questions. I called the guy back and here's what he told me. We don't qualify for the loan modification because....get this....we DON'T make enough money. Huh? He said that they don't think we can make the payment even if they lower the amount. I told him that we've been making the higher payment for the last six months and he said, "but you won't be able to keep doing it." "So," I asked, "Instead of giving us the opportunity to make a lower payment, and keep our house, you're just going to write us off?" There was nothing he could do, he said. I said, how did we qualify for this loan in the first place, and he replied that Chase didn't approve the loan, it was originally with Suntrust. I asked him if when Chase aquired the loan from then, didn't they have to meet any type of criteria, and he said yes. So, apparently at one time, you thought we could make the payments and now you don't? Our income hasn't gone down, it's gone up. I work two jobs now. He said he apologized, but they couldn't do anything.
Have you ever heard anything so ridiculous? I'm flabbergasted. I keep waiting for Howie Mandell to pop out and say, "That's howie do it!"
Sunday, February 01, 2009
fractions
The other day, I was having a discussion with a girl in my class. She's a senior with far too many absences. I had to tell her that she couldn't have one more illegal absence or they would not let her graduate. She didn't think she'd missed that many days. So I laid it out for her. We've been in school for 93 days so far this year and she's missed 33. I told her "That's a third of the time. You've missed one third of the school days of this year." She replied, "But I've been here the other third."
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